CHECKING ACCOUNT OPTIONS

Free Checking

• Minimum opening deposit of $100.00
  
• No monthly service charge
  
• Unlimited check writing
  
• Free online Banking with Bill Pay Services
  
• ATM or Debit Card
  

Regular Checking

• Minimum opening deposit of $ 100.00
  
• Monthly service charge of $8.00 if daily balance falls below $750.00
  
• Check images returned with monthly statement
  
• Free Online Banking with Bill Pay Services
  
• ATM or Debit Card
  

Texas Gold Account
For our Customers at least 50 years of age

• Minimum opening deposit of $500.00
  
• Monthly service charge of $6.00 if daily balance falls below $500.00.
  
• Variable rate of interest paid monthly on balance of $1000.00 or more
  
• Preferred rates on Certificates of Deposit (extra .10%)
  
• Free personalized wallet bank stock checks
  
• No fee Traveler’s Checks, Cashiers Checks and Money Orders
• Check images returned with monthly statement
  
• Unlimited Check Writing
  
• Free Online Banking with Bill Pay Services
  
• ATM or Debit Card
  
• Only one Texas Gold Account per Household
  

N. O. W. Checking

• Minimum opening deposit of $1000.00 
• Monthly service charge of $10.00 if daily balance falls below $1000.00
• Variable rate of interest paid monthly on balance of $1000.00 or more
• Check images returned with monthly statement
• Unlimited check writing
• Free Online Banking with Bill Pay Services
• ATM or Debit Card 

Business Checking

A checking account for commercial businesses. A minimum deposit of $500 is required to open a business checking account. If the account balance falls below $1,000 on any day during the statement cycle, a service fee of $10.00 will be assessed. At the bank’s discretion, cycle service charges may be generated through account analysis.

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